Regular Checking
Minimum Initial Deposit
Minimum Daily Balance to Avoid Service Charges/Fees
Interest
Bearing
Minimum Daily Balance to Collect Interest
Maintenance
and Service Charges
1
$5,000
$5,000
No
N/A
$20 per month
$0.25 per check or debit
Regular Now
3
Minimum Initial Deposit
Minimum Daily Balance to Avoid Service Charges/Fees
Interest
Bearing
Minimum Daily Balance to Collect Interest
Maintenance
and Service Charges
1
$5,000
$5,000
Yes
$5,000
$20 per month
$0.30 per check or debit
Premium NOW
3
Minimum Initial Deposit
Minimum Daily Balance to Avoid Service Charges/Fees
Interest
Bearing
Minimum Daily Balance to Collect Interest
Maintenance
and Service Charges
1
$10,000
$10,000
Yes
$10,000
$20 per month
$0.30 per check or debit
Money Market
2,3
Minimum Initial Deposit
Minimum Daily Balance to Avoid Service Charges/Fees
Interest
Bearing
Minimum Daily Balance to Collect Interest
Maintenance
and Service Charges
1
$5,000
$5,000
Yes
$5,000
$20 per month
$10 per transaction in excess of monthly limit
2
Money Market Premium
2,3
Minimum Initial Deposit
Minimum Daily Balance to Avoid Service Charges/Fees
Interest
Bearing
Minimum Daily Balance to Collect Interest
Maintenance
and Service Charges
1
$25,000
$25,000
Yes
$25,000
$20 per month
$10 per transaction in excess of monthly limit
2
Savings account
2,3
Minimum Initial Deposit
Minimum Daily Balance to Avoid Service Charges/Fees
Interest
Bearing
Minimum Daily Balance to Collect Interest
Maintenance
and Service Charges
1
$3,000
$2,500
Yes
$2,500
$20 per
statement cycle
$10 per transaction
2
in excess of monthly limit
per statement cycle
N/A: non-applicable
1
These charges apply when balance is below minimum required.
2
Pre-authorized transfers are limited to six (6) per statement cycle.
3
If you close your account before the expiration date, you will not receive the accrued interest.
Rev.: May, 2010
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