With a wide range of valuable options, including interest-bearing accounts, Visa® Check Cards, and much more, Mercantil Commercebank's checking accounts have been transformed into versatile financial tools that grant you the freedom to use your money the way you want to. Each one offers its own advantages, so you can enjoy the benefits of choosing exactly the right checking account for your financial requirements. All checking accounts are insured by the Federal Deposit Insurance Corporation (FDIC).

For more information on what FDIC covers click here.


REGULAR CHECKING account
This is one of our most popular accounts. With a low minimal balance requirement, allowing an unlimited number of transactions, including check writing, ATM withdrawals and Visa® Check Card debit transactions wherever Visa® is accepted.

Account Information and Fees


NOW CHECKING Account
Designed for individuals as well as not-for-profit organizations that wish to earn competitive rates while maintaining access to their funds. This account allows an unlimited number of transactions, including check writing, ATM withdrawals and Visa® Check Card debit transactions wherever Visa® is accepted.

Account Information and Fees


Premium Now checking account
Developed for individuals as well as not-for-profit organizations that wish to earn competitive rates while maintaining access to their funds. This account offers tiered interest rates based on the account balance, which are compounded monthly, and allows an unlimited number of transactions, including check writing, ATM withdrawals and Visa® Check Card debit transactions wherever Visa® is accepted.

Account Information and Fees


money market Account
This account offers a competitive rate for those who are able to maintain the required minimum daily balance and limit their number of transactions. With this account you can earn an attractive rate of interest while enjoying the liquidity of your money. You'll also be able to maximize your return by taking advantage of our tiered account structure as your balance increases.

Account Information and Fees


premium money market Account
This account offers a premium rate while still granting you access to your funds. For those wishing to set-aside a higher balance and limit their number of transactions, this account offers tiered interest rates based on the account balance, and interest is compounded monthly.

Account Information and Fees


overnight investment (sweep account)
An investment account - linked to checking - that automatically invests excess funds over the required minimum. The Overnight Investment System assures a timely investment while maintaining access to your funds.*

*The overnight investment account is not FDIC insured; is not a deposit of the bank, is not guaranteed by the bank; and involves investment risks, including the possible loss of principal.

Rev.: April, 2007 | Back to top