In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files.

Below is a description of each of the fields contained on the Substitute Form W-8BEN.

1. First and last name of individual or organization’s name Mandatory fields
2. Country where company was incorporated Mandatory fields
3. Type of Beneficial Owner Mandatory fields
4. Physical address of individual or organization AND Country for individual or organization Mandatory fields
5. Mailing address if different from physical address AND country of mailing address if different from physical address Optional
6. Type of U.S. Taxpayer identification (SSN, ITIN or EIN) Optional
7. Taxpayer identification number (SSN. ITIN or EIN) Optional
8. Account number(s) Optional
9. Individuals or Organizations residing in the United States that are eligible for Claim of Tax Treaty Benefits Optional
10. Signatures and dates on both the Certification and Affidavit portion of the Substitute Form W-8BEN are mandatory
    
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The Funds Transfer Agreement establishes terms and conditions pertaining to the Electronic Funds Service Mercantil Commercebank offers its customers.

1. Customer name 
2. If you are an existing customer, please enter your account number
3. Enter date this agreement is being executed
4. Signature and name of account holders authorized under this agreement to make transfer(s)
   
   
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The Business Online Electronic Banking Services Agreement establishes terms and conditions pertaining to the electronic banking program offered by Mercantil Commercebank to its commercial customers.

1. Business name and name of individual(s) authorized by the business (signer of the account)
2. Signature of the individual(s) authorized by the business (signer of the account)
3. Signature of other individuals authorized by the business (signer(s) of the account) – if joint signatures are needed
4. Date the Business Online Electronic Banking Services Agreement was completed
5. Check the box to select “Enhanced Security Procedure Election” to subscribe to a security procedure using a Digital Certificate, for online wire transfers
   
   
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