Whether you’re building a new office, production facility, warehouse or income producing projects, we can help you source capital, and structure the financing to meet your short and long-term goals, while managing your financial risk.

Solutions

• Short-term construction and development loans
• Flexible mini-perms and bridge financing for acquisition or refinancing
• Long-term mortgage financing

Commercial Leasing (Capital and TRAC Leasing)
Mercantil Commercebank offers a variety of leasing solutions for companies seeking cost-effective equipment financing.  Whether you plan to acquire new machinery, tools, transportation equipment or other fixed assets, our experts can provide different lease solutions.

Two principal leasing solutions

Terminal Rental Adjustment Clause (TRAC) Leases – geared exclusively for commercial vehicles and designed to fit your financial and tax objectives.  Capital Leases which are primarily for non-vehicular equipment and can be used for a broad range of capital goods.

Both solutions are executed through a Master lease and credit facility structure that simplify funding and documentation for clients with multiple acquisitions.

From preserving capital and borrowing capacity, to diminishing maintenance costs and making replacement cycles more predictable, leasing offers many advantages over other financing alternatives.


Benefits

• 100% financing
• Favorable tax treatment
• Minimal or no closing costs
• Lower monthly payments
• Warranties commensurate with ownership

At Mercantil Commercebank, we value relationships, which is why one of our leasing specialists will collaborate closely with you to understand your objectives and help you determine which type of lease structure and payment terms best suit your needs.  As part of our commitment to providing personalized service and seamless execution, this same professional will guide you throughout the entire process, managing all aspects of your transaction.

Rev.: April, 2007 | Back to Top