Enhance your ability to purchase and market goods and services overseas through Mercantil Commercebank's capacity to provide import financing, letters of credit, pre- and post-export financing.

• Mercantil Commercebank encourages the use of credit enhancements to minimize risk and maximize profitability.
• Mercantil Commercebank works with The Export-Import Bank of the United States, a federal agency designed to stimulate U.S. exports. Mercantil Commercebank provides the working capital guarantee line of credit facilitating pre-export financing for U.S. exporters; works with its credit insurance products facilitating post-export financing; and lends directly to foreign buyers via medium-term loan guaranties and insurance for post-export financing.
• Mercantil Commercebank also works with private insurance companies providing export credit insurance to cover political and commercial risks in international markets.
• Mercantil Commercebank works with the Florida Export Finance Corporation, a state-funded program designed to stimulate the export business of Florida companies. Loan guaranties are available up to $500M.
• Mercantil Commercebank has the ability to discount Trade Acceptances as a means of accelerating the exporter's cash flow.
• Mercantil Commercebank has the ability to issue Back to Back L/Cs as a means of providing pre-export financing.
• Mercantil Commercebank issues Documentary L/Cs for the account of various importers whose suppliers may require a sight or time L/C.
• Mercantil Commercebank issues Standby L/Cs that serve as payment or performance guaranties on behalf of foreign suppliers.
• Mercantil Commercebank processes Documentary Collections on behalf of importers or exporters.

Term Financing
Available with repayment terms up to 10 years, term loans offer businesses the flexibility and convenience of repaying a loan over an extended period of time. They are available to meet the capital needs of the borrower such as plant acquisition or remodeling, equipment purchases and many other commercial borrowing needs.

• We offer equipment and vehicle loans with repayment terms of up to five years.
• We offer financing for Owner Occupied Real Estate with repayment terms of up to 20 years.

Rev.: April, 2007 | Back to Top