Our commitment to entrepreneurs and small businesses is underscored by our alliance with the US Small Business Administration, allowing us to provide innovative financing to help you reach your
full potential.

SBA-7A
Under this program, small businesses can be eligible for loans up to $2 million, with a guaranty against payment default by the SBA of up to 75%.

504 Loans
In conjunction with Mercantil Commercebank financing, this unique program enables small businesses to finance up to 90% of the total cost for the purchase of commercial real estate that will be at least 51% owner-occupied. Terms up to 20 years are available on the SBA portion. The Banks portion can be amortized up to 25 years with a ten (10) year maturity.

SBA Express
Obtain a revolving loan up to $350,000 within a 36-hour turnaround time. A SBA Express loan allows terms up to seven years, providing a 50% guaranty against default.

Minority Small Business
Designed for businesses that are at least 51% owned by an individual who is a socially or economically disadvantaged citizen of the United States.

Rev.: April, 2009 | Back to Top